In today's real estate market of Dublin, you may wonder that if it is possible to locate a good mortgage broker who can truly represent your needs to potential lenders. Perhaps you are concerned that the mortgage broker you choose will not be able to work with your current credit scores.
You'll need to locate mortgage brokers to call and then develop some key questions to ask them. To locate the mortgage brokers to call, you can do web searches online or you can call mortgage brokers from the yellow pages of your phone book. Personal referrals are also good. A good mortgage broker can guide you in refinancing your mortgage.
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Remember, even if the broker comes to you from a personal referral, be wise and ask your questions before choosing him. Keep in mind that he worked well for the person who referred him, but it doesn't mean he will work well for you. Each person's financial status is uniquely their own. Once you have located a few brokers that you would like to interview, then move onto the next step.
Prepare a list of questions that you can ask the potential Mortgage Broker. As you ask your questions, you will see more and more whether or not he will fit your needs. These questions can be, what types of lending programs do you currently offer? What type of credit scores will you need in order to fit into your current programs? Are you offering your own in-house loans?
What are the current interest rates you are offering? How many discount points are you taking? What are your origination fees? What are all the costs associated with the loan? Do the loans you are currently offering carry any prepayment penalties? Etc. So, with a little bit of research and a good interview, you should be able to find a mortgage broker in Dublin who can be a real asset to you.